| DID YOU KNOW |  |
| Did you know you can increase your children’s visibility (and safety) at night? | |
| Add some reflective tape to their bicycles, jackets, helmets, Halloween costumes, and skateboards. It’s simple and cheap, and they’ll be spotted more easily by drivers. | |
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
A business owner needs to answer only one question when determining whether to have a commercial auto policy.